Your policy must address Danang's specific risks. First, ensure motorbike riding is covered, as traffic accidents pose a high year-round risk and rental motorbikes are popular with tourists. Second, prioritize medical evacuation coverage since serious conditions may require transfer to Thailand for quality care. If you're planning adventure trekking in remote mountainous regions, you need evacuation coverage from isolated areas. Cave exploration requires specialized rescue coverage. Third, verify coverage for disease treatment, particularly dengue fever, malaria, and Japanese encephalitis, which present moderate risks especially from May to October. Finally, ensure coverage for food and waterborne illnesses, a year-round moderate risk. Your policy should cover both immediate medical costs and potential evacuation to Bangkok or Singapore.